Apprenticeships for Small & Medium Businesses
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Most SME apprenticeship training is 95–100% government funded. From 2026/27, under-23 apprenticeships are 100% funded. Here's how to access it.
Why Choose TESS for Your SME
95–100% Funded
Non-levy employers pay just 5% of training costs. Under-25s from 2026/27 are levy-funded by government.
£2,000 Hiring Incentive
From October 2026, get £2,000 for each new apprentice aged 16 to 24 who joined you in the last three months. Reward your business for growing talent.
No Upfront Costs
Monthly starts, no cohort fees. We handle the admin, DAS registration, and funding claims for you.
How SME Apprenticeship Funding Works
Step 1: Check Your Levy Status
If your payroll is under £3 million per year, you're a non-levy employer. This means you don't have a separate apprenticeship levy account and enjoy simpler, subsidised funding from the government.
Step 2: Government Covers 95% (or 100%)
The government pays 95% of apprenticeship training costs. From 2026/27, under-25 apprentices are fully funded - government covers 100%. No payment needed from you for those cohorts.
Step 3: You Pay 5% Via Monthly Co-Investment
For apprentices aged 25 and over, you contribute 5% of training costs. This is billed monthly, spreading the cost across the apprenticeship duration. No lump sums, no upfront fees.
Step 4: TESS Handles Everything Else
We manage DAS setup, submit claims to the government, track levy funds (if applicable), and handle all compliance. You focus on developing your apprentices while we manage the paperwork.
Popular Programmes for SMEs
Data-Driven Team Leader (L3) NEW
The future-proof alternative to the defunded Team Leader L3. Three qualifications bundled: CMI Level 3 leadership, NCFE data certificate, and data technician skills. Ideal for new line managers in SMEs.
Data-Driven Team Leader L3 →AI & Automation
Build AI capability across your business. Learn automation, data analysis, and AI tools to boost efficiency and competitive advantage.
AI & Automation Level 4 →Business Administrator
Upskill admin staff with professional qualifications. Enhance office management, communication, and operational efficiency.
Business Administrator L3 →Content Creator
Digital marketing skills for the modern business. Social media, content strategy, and campaign management from industry experts.
Content Creator L3 →More Resources for SMEs
Learn how to maximise apprenticeship funding for your business:
Read the SME Funding Guide 2026